Tips On Cleaning Your Credit Report

Posted by | Posted on 28-01-2010

Having bad credit does not have to be a lasting problem. There are some practical steps that anyone with bad credit can do to straighten out the situation. Here are some tips on how to repair bad credit:

Put a halt to your credit card use.
If you find it hard to pay off your existing credit card debts then obviously you should stop using your credit cards until you regain control. Continuously using your credit cards will only cause your debts to accumulate and make it harder for you to keep up.

Order a copy of your credit report.
It is important for you to be aware of the status of all your accounts to different creditors.

Read more…

Mortgage Rates: 30 Year Mortgage Rates and 15 Year Mortgage Rates Increase Slightly

Posted by | Posted on 27-01-2010

Mortgage Rates increase slightly in the latest Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association (MBA). 30 year mortgage rates, 15 year mortgage rates and 1 year adjustable mortgage rates all increased slightly for the week ending January 22, 2010.

Although mortgage rates increased this week mortgage refinancing still took a big hit. Current mortgage rates have been so low for awhile now everyone who could refinance their home loan probably already has refinanced.

Looking for today’s mortgage interest rates? U Read more…

Should I get a personal loan?

Posted by | Posted on 26-01-2010

Guest post from Paige from GetApproved.com.au learn more about various car financing options, including personal loans.

When it comes to buying a new car, many consumers will opt for car finance from the dealer as they are usually quick and readily available. However, for some consumers, it might actually be beneficial to get a personal loan to finance your vehicle instead.

A personal loan is a loan from a lending institution (such as a bank) that you can then use for pretty much anything, unlike a car loan that can only go towards the purchase of the car.

Read more…

Why You Should Hire A Local Real Estate Appraiser To Value Your Property

Posted by | Posted on 26-01-2010

Individuals who desire to establish the value of their property often turn to computer generated reports that are offered by several different websites. These sites use data collated from various resources to generate an estimate of what a property is worth. Unfortunately, the resources such sites draw on are often out-of-date or unreliable in today’s ever changing real estate market. While these reports may have some value in showing market trends, they are often quite inaccurate and cannot be used as a substitute for the expert services of a local real estate appraiser.

Although they are more expensive, professional real estate appraisers are highly trained to accurately determine the value of various types of properties. M

Read more…

Forget Your Senses to Make Cents

Posted by | Posted on 26-01-2010

This Make No Sense, But It Does Make Cents.

At the heart of our financial issues are the numbers. Whether it’s investing or savings or retirement accounts, there are usually mathematical formulas that we should understand. I consider myself a logical person, and many of these principles come natural to me. However, I’m finally starting to see the psychological benefits of going against logic.

It might make sense to borrow as much money as possible on your mortgage and invest in long term appreciating assets, but it’s not for me. It ma

Read more…

The Top 3 Marketing Mistakes Made By The Average Real Estate Investor

Posted by | Posted on 25-01-2010

I have been a marketer for 20+ years so it’s no surprise I say that marketing is the key ingredient in the success of a business. The truth is you will go broke without a marketing campaign that generates highly qualified leads. For some reason this fact is lost on most investors… which is why so many fail. Here are 3 of the biggest marketing mistakes I see people making in their wholesale real estate business. Don’t do them.

Mistake #1: Wanting to do everything themselves – Let’s face it. Your time is valuable. Even more than profits! If you are spending your time by putting up bandit signs or knocking on doors you are not properly leveraging your time. For tedio

Read more…